Homebuyer Assistance

Want a home of your own, but can't meet the down payment and closing costs? The Village of Romeoville, in association with a number of Illinois communities, now offer a way for you to get a home of your own through their sponsorship of the Assist Program, a first-time homebuyer's down payment assistance program.

Assist Program
Assist is a program that will offer individuals and families with a FHAN A, or conventional, 30-year, fixed-rate mortgage and offers a full 4.25% cash gift on the amount borrowed on a mortgage to qualified homebuyers for homes in Romeoville. The cash gift may be used to offset some or all of the home loans down payment and closing costs. Assist minimizes the amount of money you need on hand to purchase your home.

The program is open to individuals and families who:
  • Meet the income and purchase price requirements.
  • Have not owned a home in three years.
  • Meet the qualifying requirements for a mortgage loan.
  • Will use the home as their principal residence.
  • Will use the program for a home purchase, not refinance.
What Type of Home Can I Buy And How Much Can I Spend?
Homes that meet the program guidelines are new or existing, owner-occupied, single family homes, town homes and condominiums. Purchase Price and Income Limits are as follows:

Purchase Price Limits: Non-Targeted

New Existing
$325,890 $325,890

Purchase Price Limits: Targeted

New Existing
$398,310 $83,260

Income Limits: Non-Targeted Area

1 or 2 Persons
3 or More
$72,400 $83,260

Income Limits: Targeted Area

1 or 2 Persons
3 or More
$86,880 $101,360
How to Sign Up
  • Contact any of the Romeoville-area participating lenders set out below.
  • Meet the program guidelines and qualify for the new home.
  • Close on your purchase and enjoy your new home.
Participating Lenders
  • A.J. Rossi
    National City Bank
    Ph: 815-609-9042
  • Keith Brunelli
    Washington Mutual
    Ph: 708-349-5562
  • Stephanie Harris
    Chase Home Finance
    Ph: 773-918-7217
  • Tim Galligan
    1st Advantage Mortgage
    Ph: 630-376-0511
  • John Whalen
    Park National Bank
    Ph: 630-346-7176
  • David Tebelman
    American Home Mortgage
    Ph: 815-577-0598
  • Jodi Wail
    Countrywide Home Loans
    Ph: 708-364-9722
  • Ryan Magruder
    Wells Fargo Home Mortgage
    Ph: 815-939-0689